mississauga photographer

Protect Your Mortgage with the Right Life Insurance

It’s always important that you take time to consider how you will pay off your new mortgage if something unexpected happens to you.

While it’s often tempting to opt for standard mortgage insurance, Amanda Cutten explains many people don’t know that the right life insurance policy can offer this same protection alongside several additional benefits - including:

You name your own beneficiary.

This means that, in the event something happens to you, your beneficiary can decide how the death benefit payment will be allotted. A typical mortgage insurance policy names the financial institution as the automatic beneficiary for the amount due.

You have more choice

When selecting your life insurance coverage limit, you can choose any amount subject to policy limits. Traditional mortgage insurance has fewer options in terms of both the amount of coverage you can choose and the length of the coverage period.

Your coverage does not decrease

Traditional mortgage insurance policies only offer a decreasing benefit for the length of the policy’s term – so just enough to cover the remaining balance of the mortgage itself. A life insurance policy would provide you with the full value of the death benefit – regardless of what you still owe.

You can add additional coverage options

If you opt to protect your mortgage through a life insurance policy, you can take advantage of many additional coverage options. A disability waiver of premiums, for example, is a type of coverage that helps preserve your policy in the event your income is affected by an unexpected disability. Buying a home is a big and often-intimidating process so it’s important to ensure you’re well-prepared.



Be sure to consult an insurance and financial services professional to confirm you’re on the right track and determine the best mortgage protection option for you. Not sure where to start? Reach out to Amanda for more helpful insurance tips.


Amanda Cutten

Amanda has been in the industry for over 25 years.  She opened her business in 2007 and has been helping customers ever since.  When dealing with Amanda and her office, you can expect to receive exceptional customer service and a clear understanding of your coverages. Amanda and her team pride themselves on the relationships they have with their customers.

“We deliver personal service to our customers and want to grow with them as their needs change and develop over the years.  We take the time needed with each and every customer to make sure they understand and are comfortable with the products they are “investing” in.  We strive to help our valued customers reach their goals and make sure they are well protected… today, tomorrow and in the many years to come.


Are you an Entrepreneur over 40 ready to step into your power? This photoshoot is for you:

How to Be Confident In Front of the Camera

How to be confident in front of the camera? A lot of people struggle with it.

Over 20 years of photographing people I’ve heard it all: I’m awkward in front of the lens, I don’t know how to pose, I’m not photogenic, I don’t know what to wear… yet by the time the photo shoot is ending, everyone wants more! Great photos give an incredible confidence boost and are cherished forever.

How can you feel more confident in front of the camera? Lovely Juliana Leamen, Holistic Menopause Transition Expert, interviewed me about this topic on her podcast:


Want to find out more? Book a phone consultation here

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The Olive Box

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It was wonderful to work with The Olive Box again.

This time we focused on product photography, how delicious are these charcuterie boards, graze boxes and other goodies?

Thank you so much, your support, talent and creativity have helped lift this off the ground!
— Sunny

Want to find out more? Book a phone consultation here

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Farnaz

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Starting summer with Farnaz was amazing. Enjoy her photoshoot highlights!

I have to tell you everyone LOVED the photos. Thank you so much for such a beautiful experience. All the pictures are stunning!!
— Farnaz

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Little Luxuries

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I’ve been wanting to write about little luxuries for a while. After all, during this difficult time self-care is more important than ever.

Treating yourself can be done in the comfort of your home and doesn’t have to mean chilling with Netflix, wine and chips.

Here are some of my favorite ways of treating myself. I saved the best for last!


PERFUME

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Putting on great perfume can really help with your mood. Finding your favourite aromas can be exciting!

It’s good to switch them every once in a while. At the moment my combo is:

Day

Jo Malone Mimosa & Cardamom

Prada Candy

Evening

Hugo Boss Deep Red


CHOCOLATE

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We all like to snack at the end of a difficult day. The key for me is finding snacks that aren’t too unhealthy. I love Lily’s chocolate (salted caramel is my absolute favourite) because it’s not a sugar bomb, it’s actually surprising how little calories it has.


LAVENDER EPSOM SALT

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A relaxing bath + good book is a great combo, wouldn’t you agree? Lavender bath salt takes this experience to a new level.


TEA

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A great cup of tea by your side makes any chore better. Tea Freak is one of my favorite brands because of amazing quality!


TENCEL SHEETS

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I’m obsessed with these sheets, when I wake up I feel like I’m lying down in butter. They’re so soft! You can get tencel sheets from several places, including West Elm and Amazon.


I hope this blog gave you some ides on how to spoil yourself!

xoxo, Agnes

Sandeep

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I was so excited to work with Sandeep Sohal again on updating her real estate photos. She rocked her photoshoot just after successfully wrapping a challenging real estate transaction. Being a wife, mother and a professional is not easy so kudos to all women who are doing their very best every single day!

Sandeep’s brand is fresh and modern and she wanted her photos to really reflect that. I fell in love with every outfit Sandeep brought to her photoshoot.


Want to find out more? Book a phone consultation here

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